If Mr. Pedro Cruz becomes paralyzed from an attempted suicide, what is he entitled to under usual policy provisions?

In the scenario where Mr. Pedro Cruz experiences paralysis as a result of an attempted suicide, the correct choice reflects the typical clauses found in disability insurance policies regarding self-inflicted injuries. Many insurance policies include exclusions for disabilities that occur as a result of an intentional act, such as suicide or attempted suicide. Because Mr. Cruz's condition would fall under such exclusions, he would not be entitled to receive any disability income benefits or a waiver of premiums.

This means he would receive neither disability income nor a waiver of premiums. The rationale behind this is that insurance is designed to provide coverage for unintentional injuries or illnesses, and self-inflicted injuries are generally considered outside the scope of typical coverage. Thus, the policy provisions would uphold this exclusion, leading to the conclusion that Mr. Cruz would not qualify for benefits due to the nature of his injury.