A man with moderate means can achieve maximum protection possible through which type of insurance?

Term insurance is particularly suitable for someone with moderate means seeking maximum protection, as it provides a significant death benefit for a lower premium compared to other types of permanent insurance. This can be especially beneficial for individuals who need to ensure financial security for their dependents or cover specific obligations, such as a mortgage or education expenses.

With term insurance, coverage is typically available for a predetermined period, often ranging from 10 to 30 years, during which the insured pays a fixed premium. If the insured passes away during this term, the policy pays out the death benefit, thus providing substantial protection without the higher costs associated with permanent life insurance.

The other options, while they offer various benefits, often come with higher premiums or accumulate cash value over time, which might not be the most economical choice for someone looking for maximum coverage on a limited budget. Term insurance allows for just that—maximum protection relative to the cost, making it an ideal choice for individuals who prioritize financial safety for their loved ones.